Finance by industry
Start with how money moves through your business.
Vehicles, machinery, stock, payroll and contract costs create different funding requirements. Choose an industry guide to see realistic uses, relevant structures and what a provider may want to understand.
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Detailed UK sector guides, including specialist pages for recruitment and drainage businesses.
Industry guides
Trades and project businesses
Construction companies
Finance for contract mobilisation, plant, vehicles, materials and the gap between completing work and being paid.
Explore this industryDrainage contractors
Finance for vans, jetting and CCTV equipment, additional crews, commercial invoices and larger drainage contracts.
Explore this industryIndustry guides
Production and asset-led businesses
Engineering and manufacturing
Funding for machinery, automation, tooling, raw materials, production capacity and longer customer payment cycles.
Explore this industryTransport and haulage
Finance for commercial vehicles, fleet replacement, maintenance, fuel, depots and newly won transport contracts.
Explore this industryService-business guides
Consumer and venue businesses
Service-business guides
People and service businesses
Professional services
Funding for payroll, senior hires, technology, acquisitions, premises and gaps between project delivery and payment.
Explore this industryRecruitment agencies
Specialist funding for temporary-worker payroll, contractor books, new desks, technology and agency growth.
Explore this industry
How to use these guides
Industry context first. Product choice second.
1
Define the use
Be precise about what the money buys and when that investment should produce cash.
2
Match the term
A short operating gap and a long-life asset normally call for different structures.
3
Test the downside
Check whether repayments remain manageable if sales arrive late or costs rise.
Compare the routes